An Ask through the API, through Slack, or in Kip chat is one credit on the plan of the person asking. A question to a teammate’s Kip is charged to you, not to them.
Kip’s Usage page shows your credits, and the team’s admin sees everyone’s. Each Ask is recorded with where it came from:
kip, slack or api. Kip stores no question or answer text in these records.
When the plan’s credits run out, the API answers 429 usage_limit with a message saying when they reset, and Slack posts the same message in the thread.